Retirement Planning

At the age of 28 or 30 this might look like an alien subject, but retirement planning is the first goal one should plan. You can get a loan for all other purpose, simply because you are earning. The moment you reach at a stage of retirement, no loan can be availed for your retirement. This can only be done if one has planned it well in advance. This is a process of saving systematically & regularly for considerably long period of time, around 20-30 years. Second part is to invest that amount in a Mutual Fund or other similar