Budgeting

Have you thought financial planning is just about your investment? No, budgeting i.e. your plan to spend is also a very important factor. Infect, it's a first step towards your financial freedom. Budgeting will help you save more and saving will help you invest towards your financial goals. So effective saving is possible with budgeting.  As they say, ‘the devil is in the detail.’ All your complaints about not being able to save will vanish if you start checking your spending pattern. What is better, to plan before you spend or repent after you spent? Well, the choice is apparent!